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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,383 | $115,911+60.8% | $100,530+85.4% | $158,950+17.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 15.43% | 34.80%-19.4pp | 30.89%-15.5pp | 302.91%-287.5pp |
| Employer contribution / active EE | $8,228 | $4,104+100.5% | $3,418+140.7% | $4,762+72.8% |
| Participant deferral / active EE | $15,425 | $6,676+131.1% | $6,271+146.0% | $5,983+157.8% |
| Admin fee / account holder | $1,840 | $10,999-83.3% | $8,083-77.2% | $11,248-83.6% |