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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,336 | $76,634-74.8% | $56,054-65.5% | $145,978-86.8% |
| Participation rate | 90.9% | 63.2%+27.7pp | 52.5%+38.4pp | 80.3%+10.6pp |
| Annual return | 13.81% | 3004.33%-2990.5pp | 1705.95%-1692.1pp | 550.52%-536.7pp |
| Employer contribution / active EE | $1,153 | $1,380-16.4% | $1,039+11.0% | $4,662-75.3% |
| Participant deferral / active EE | $4,078 | $2,622+55.5% | $1,952+108.9% | $6,690-39.0% |
| Admin fee / account holder | $1,218 | $3,321-63.3% | $2,822-56.8% | $13,400-90.9% |