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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,778 | $84,551-86.1% | $61,452-80.8% | $134,532-91.2% |
| Participation rate | 95.5% | 62.2%+33.3pp | 52.6%+42.9pp | 81.2%+14.2pp |
| Annual return | -20.41% | 585.39%-605.8pp | 338.96%-359.4pp | 418.27%-438.7pp |
| Employer contribution / active EE | $952 | $1,545-38.3% | $1,160-17.9% | $4,741-79.9% |
| Participant deferral / active EE | $3,569 | $2,818+26.6% | $2,125+68.0% | $6,401-44.2% |
| Admin fee / account holder | $560 | $2,587-78.4% | $2,131-73.7% | $11,429-95.1% |