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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,180 | $100,805-64.1% | $86,698-58.3% | $134,532-73.1% |
| Participation rate | 61.1% | 79.0%-17.8pp | 76.6%-15.5pp | 81.2%-20.1pp |
| Annual return | -18.67% | 29.09%-47.8pp | 35.95%-54.6pp | 418.27%-436.9pp |
| Employer contribution / active EE | $2,221 | $3,490-36.4% | $2,837-21.7% | $4,741-53.2% |
| Participant deferral / active EE | $5,565 | $5,339+4.2% | $4,656+19.5% | $6,401-13.1% |
| Admin fee / account holder | $60 | $10,925-99.5% | $7,493-99.2% | $11,429-99.5% |