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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,002 | $103,392-84.5% | $87,104-81.6% | $152,897-89.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 28.14% | 28.10%0pp | 28.19%-0.1pp | 345.43%-317.3pp |
| Employer contribution / active EE | $2,376 | $3,221-26.2% | $2,521-5.8% | $4,764-50.1% |
| Participant deferral / active EE | $4,252 | $4,778-11.0% | $4,048+5.0% | $5,851-27.3% |
| Admin fee / account holder | $1,693 | $12,194-86.1% | $7,491-77.4% | $11,599-85.4% |