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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,407 | $124,175-54.6% | $108,405-48.0% | $167,536-66.3% |
| Participation rate | 94.7% | 82.3%+12.4pp | 80.1%+14.6pp | 82.1%+12.6pp |
| Annual return | 18.49% | 1380.13%-1361.6pp | 905.55%-887.1pp | 478.82%-460.3pp |
| Employer contribution / active EE | $4,727 | $4,188+12.9% | $3,559+32.8% | $4,839-2.3% |
| Participant deferral / active EE | $7,241 | $6,908+4.8% | $6,563+10.3% | $6,342+14.2% |
| Admin fee / account holder | $1,061 | $9,457-88.8% | $7,297-85.5% | $12,315-91.4% |