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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,813 | $68,398+18.2% | $94,664-14.6% | $75,173+7.5% |
| Participation rate | 76.0% | 76.1%-0.1pp | 80.8%-4.8pp | 67.2%+8.8pp |
| Annual return | 26.88% | 616.72%-589.8pp | 156.84%-130.0pp | 160.72%-133.8pp |
| Employer contribution / active EE | $2,209 | $2,701-18.2% | $3,673-39.9% | $2,671-17.3% |
| Participant deferral / active EE | $5,646 | $6,537-13.6% | $7,417-23.9% | $4,126+36.8% |
| Admin fee / account holder | $984 | $5,324-81.5% | $7,222-86.4% | $5,651-82.6% |