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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,859 | $82,324+45.6% | $68,803+74.2% | $134,545-10.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -13.93% | -2.17%-11.8pp | -6.37%-7.6pp | 418.37%-432.3pp |
| Employer contribution / active EE | $5,267 | $3,302+59.5% | $2,656+98.3% | $4,742+11.1% |
| Participant deferral / active EE | $7,927 | $4,740+67.2% | $3,942+101.1% | $6,401+23.8% |
| Admin fee / account holder | $2,111 | $6,485-67.5% | $4,936-57.2% | $11,431-81.5% |