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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,055 | $104,709+19.4% | $85,705+45.9% | $167,553-25.4% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 14.04% | 21.45%-7.4pp | 21.49%-7.5pp | 478.89%-464.9pp |
| Employer contribution / active EE | $4,019 | $3,338+20.4% | $2,619+53.5% | $4,840-17.0% |
| Participant deferral / active EE | $6,835 | $4,827+41.6% | $3,924+74.2% | $6,343+7.8% |
| Admin fee / account holder | $1,065 | $10,036-89.4% | $6,877-84.5% | $12,316-91.4% |