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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,778 | $85,024-53.2% | $70,544-43.6% | $139,466-71.5% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 19.13% | 30.39%-11.3pp | 32.79%-13.7pp | 373.66%-354.5pp |
| Employer contribution / active EE | $8,614 | $3,912+120.2% | $2,976+189.5% | $4,754+81.2% |
| Participant deferral / active EE | $1,473 | $5,891-75.0% | $4,568-67.8% | $6,712-78.1% |
| Admin fee / account holder | $1,596 | $8,928-82.1% | $6,427-75.2% | $11,409-86.0% |