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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,237 | $104,664-73.0% | $85,693-67.0% | $167,518-83.1% |
| Participation rate | 94.7% | 76.4%+18.4pp | 69.9%+24.9pp | 82.1%+12.6pp |
| Annual return | 18.96% | 21.45%-2.5pp | 21.49%-2.5pp | 478.71%-459.7pp |
| Employer contribution / active EE | $2,798 | $3,337-16.2% | $2,618+6.9% | $4,838-42.2% |
| Participant deferral / active EE | $4,799 | $4,824-0.5% | $3,923+22.3% | $6,342-24.3% |
| Admin fee / account holder | $1,069 | $10,032-89.3% | $6,874-84.5% | $12,312-91.3% |