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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,998 | $108,685+32.5% | $74,719+92.7% | $152,885-5.8% |
| Participation rate | 100.0% | 65.3%+34.7pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 25.82% | 114.09%-88.3pp | 753.05%-727.2pp | 345.39%-319.6pp |
| Employer contribution / active EE | $22,000 | $1,504+1362.8% | $1,084+1929.3% | $4,763+361.9% |
| Participant deferral / active EE | $18,500 | $2,712+582.1% | $1,963+842.3% | $5,851+216.2% |
| Admin fee / account holder | $594 | $4,905-87.9% | $3,334-82.2% | $11,598-94.9% |