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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,954 | $108,212+63.5% | $77,513+128.3% | $158,966+11.3% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 13.45% | 31.67%-18.2pp | 54.81%-41.4pp | 302.95%-289.5pp |
| Employer contribution / active EE | $8,750 | $1,325+560.4% | $987+786.9% | $4,762+83.7% |
| Participant deferral / active EE | $5,000 | $2,455+103.6% | $1,861+168.7% | $5,983-16.4% |
| Admin fee / account holder | $888 | $3,709-76.1% | $2,859-69.0% | $11,250-92.1% |