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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,471 | $176,402-77.6% | $134,162-70.6% | $158,982-75.2% |
| Participation rate | 60.0% | 78.7%-18.7pp | 72.2%-12.2pp | 82.0%-22.0pp |
| Annual return | 10.35% | 63.66%-53.3pp | 36.35%-26.0pp | 302.99%-292.6pp |
| Employer contribution / active EE | $1,606 | $5,042-68.1% | $3,705-56.7% | $4,763-66.3% |
| Participant deferral / active EE | $5,130 | $4,093+25.3% | $3,500+46.6% | $5,983-14.3% |
| Admin fee / account holder | $504 | $8,719-94.2% | $6,685-92.5% | $11,252-95.5% |