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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,823 | $158,852-82.5% | $121,220-77.0% | $135,380-79.4% |
| Participation rate | 37.5% | 79.3%-41.8pp | 71.8%-34.3pp | 82.6%-45.1pp |
| Annual return | -15.36% | -0.64%-14.7pp | 16.94%-32.3pp | 519.81%-535.2pp |
| Employer contribution / active EE | $1,221 | $5,666-78.4% | $4,023-69.6% | $4,779-74.5% |
| Participant deferral / active EE | $4,385 | $4,006+9.5% | $3,345+31.1% | $5,609-21.8% |
| Admin fee / account holder | $220 | $6,515-96.6% | $5,021-95.6% | $10,828-98.0% |