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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICS, LLC Service code 27 29 SAWYER ROAD · WALTHAM, MA 024533483 | Advisory (Plan) | $26,240 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $22,422 |
COASTAL PENSION SERVICES1 year Service code 13 7230 LEE DEFOREST DRIVE · COLUMBIA, MD 21046 | Contract Administrator | $10,821 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,852 | $91,439-23.6% | $135,974-48.6% | $71,511-2.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 18.16% | 29.90%-11.7pp | 68.30%-50.1pp | 28.86%-10.7pp |
| Employer contribution / active EE | $13,098 | $3,705+253.5% | $4,859+169.6% | $2,589+405.9% |
| Participant deferral / active EE | $8,660 | $7,093+22.1% | $7,760+11.6% | $4,291+101.8% |
| Admin fee / account holder | $311 | $1,267-75.5% | $10,767-97.1% | $1,588-80.4% |