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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,527 | $86,294-58.8% | $111,303-68.1% | $85,856-58.6% |
| Participation rate | 88.1% | 73.3%+14.7pp | 77.3%+10.7pp | 69.3%+18.7pp |
| Annual return | 31.19% | 19.99%+11.2pp | 54.66%-23.5pp | 318.58%-287.4pp |
| Employer contribution / active EE | $0 | $2,043-100.0% | $2,731-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $11,453 | $3,641+214.6% | $4,487+155.2% | $3,952+189.8% |
| Admin fee / account holder | $4,780 | $8,189-41.6% | $7,966-40.0% | $6,261-23.6% |