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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,781 | $98,776-61.8% | $149,745-74.8% | $79,856-52.7% |
| Participation rate | 88.4% | 75.8%+12.6pp | 82.5%+5.9pp | 69.6%+18.7pp |
| Annual return | 33.11% | 27.38%+5.7pp | 276.72%-243.6pp | 31.71%+1.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,651 | $5,681+105.1% | $6,843+70.3% | $3,741+211.5% |
| Admin fee / account holder | $592 | $6,053-90.2% | $9,312-93.6% | $5,306-88.9% |