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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4 years Service code 12 · EIN 93-1253576 | Sub-transfer agency fees; Claims proc... | $126,742 |
RETIREMENT, LLC1 year Filed as: NF RETIREMENT, INC. Service code 27 · EIN 04-2675571 | Advisory (Plan) | $43,775 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB Service code 19 · EIN 42-1558009 | Securities Custodian | $9,077 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,297 | $63,321-80.6% | $68,803-82.1% | $77,906-84.2% |
| Participation rate | 96.6% | 71.1%+25.5pp | 69.0%+27.6pp | 73.7%+22.9pp |
| Annual return | -16.91% | -6.50%-10.4pp | -6.37%-10.5pp | 12.16%-29.1pp |
| Employer contribution / active EE | $868 | $2,794-68.9% | $2,656-67.3% | $2,846-69.5% |
| Participant deferral / active EE | $4,972 | $4,029+23.4% | $3,942+26.1% | $4,805+3.5% |
| Admin fee / account holder | $90 | $104-13.5% | $4,936-98.2% | $133-32.0% |