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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3 years Service code 12 · EIN 93-1253576 | Claims processing; Sub-transfer agenc... | $81,986 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $64,510 |
Filed as: CHARLES SCHWAB Service code 19 · EIN 42-1558009 | Securities Custodian | $7,472 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,020 | $78,339-84.7% | $85,709-86.0% | $93,010-87.1% |
| Participation rate | 97.0% | 72.5%+24.5pp | 69.9%+27.2pp | 73.9%+23.1pp |
| Annual return | 21.72% | 21.17%+0.6pp | 21.49%+0.2pp | 158.70%-137.0pp |
| Employer contribution / active EE | $723 | $2,560-71.8% | $2,619-72.4% | $2,705-73.3% |
| Participant deferral / active EE | $4,195 | $3,882+8.1% | $3,924+6.9% | $4,561-8.0% |
| Admin fee / account holder | $97 | $104-6.4% | $6,876-98.6% | $152-35.9% |