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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $30,522 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $15,736 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,338 | $46,423-82.0% | $75,900-89.0% | $67,582-87.7% |
| Participation rate | 96.3% | 63.1%+33.2pp | 69.3%+27.0pp | 71.3%+25.0pp |
| Annual return | 30.50% | 32.29%-1.8pp | 30.73%-0.2pp | 378.57%-348.1pp |
| Employer contribution / active EE | $710 | $1,406-49.5% | $2,501-71.6% | $2,148-67.0% |
| Participant deferral / active EE | $3,482 | $2,564+35.8% | $3,604-3.4% | $3,539-1.6% |
| Admin fee / account holder | $57 | $132-56.6% | $5,421-98.9% | $142-59.8% |