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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,785 | $81,233-81.8% | $155,567-90.5% | $80,874-81.7% |
| Participation rate | 87.9% | 66.2%+21.6pp | 78.2%+9.7pp | 67.6%+20.2pp |
| Annual return | 14.72% | 33.33%-18.6pp | 64.74%-50.0pp | 35.62%-20.9pp |
| Employer contribution / active EE | $3,515 | $3,101+13.3% | $4,674-24.8% | $2,756+27.5% |
| Participant deferral / active EE | $4,713 | $3,452+36.5% | $5,628-16.3% | $4,297+9.7% |
| Admin fee / account holder | $2,359 | $7,998-70.5% | $15,916-85.2% | $6,935-66.0% |