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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,727 | $93,617+62.1% | $135,982+11.6% | $75,177+101.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 22.35% | 30.89%-8.5pp | 68.32%-46.0pp | 160.75%-138.4pp |
| Employer contribution / active EE | $1,330 | $3,538-62.4% | $4,859-72.6% | $2,671-50.2% |
| Participant deferral / active EE | $11,121 | $6,406+73.6% | $7,760+43.3% | $4,126+169.5% |
| Admin fee / account holder | $1,273 | $6,980-81.8% | $10,767-88.2% | $5,651-77.5% |