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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,938 | $105,200+43.5% | $159,474-5.4% | $85,847+75.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 25.57% | 45.08%-19.5pp | 263.68%-238.1pp | 318.61%-293.0pp |
| Employer contribution / active EE | $1,890 | $3,319-43.0% | $4,831-60.9% | $2,565-26.3% |
| Participant deferral / active EE | $9,319 | $5,946+56.7% | $7,353+26.7% | $3,952+135.8% |
| Admin fee / account holder | $982 | $6,934-85.8% | $10,802-90.9% | $6,261-84.3% |