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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,263 | $82,678+50.3% | $125,391-0.9% | $68,490+81.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -18.01% | -5.97%-12.0pp | 572.41%-590.4pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,199 | $3,382-64.5% | $4,816-75.1% | $2,597-53.8% |
| Participant deferral / active EE | $9,354 | $6,111+53.1% | $7,448+25.6% | $4,028+132.2% |
| Admin fee / account holder | $4,737 | $6,277-24.5% | $10,009-52.7% | $5,403-12.3% |