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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,956 | $81,457-57.1% | $103,378-66.2% | $80,911-56.8% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 14.83% | 25.58%-10.7pp | 24.91%-10.1pp | 35.63%-20.8pp |
| Employer contribution / active EE | $7,388 | $3,107+137.8% | $3,870+90.9% | $2,756+168.1% |
| Participant deferral / active EE | $7,521 | $3,871+94.3% | $5,058+48.7% | $4,297+75.0% |
| Admin fee / account holder | $4,136 | $6,717-38.4% | $8,401-50.8% | $6,935-40.4% |