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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,368 | $73,955-72.5% | $96,520-78.9% | $75,181-72.9% |
| Participation rate | 96.6% | 66.4%+30.1pp | 74.3%+22.2pp | 67.2%+29.4pp |
| Annual return | 30.95% | 26.72%+4.2pp | 35.72%-4.8pp | 160.69%-129.7pp |
| Employer contribution / active EE | $8,023 | $2,930+173.8% | $3,739+114.6% | $2,671+200.4% |
| Participant deferral / active EE | $8,051 | $3,659+120.0% | $4,879+65.0% | $4,126+95.1% |
| Admin fee / account holder | $2,225 | $5,217-57.4% | $6,733-67.0% | $5,650-60.6% |