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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,368 | $73,978-72.5% | $96,515-78.9% | $75,173-72.9% |
| Participation rate | 96.6% | 66.4%+30.1pp | 74.3%+22.2pp | 67.2%+29.3pp |
| Annual return | 30.95% | 26.72%+4.2pp | 35.73%-4.8pp | 160.72%-129.8pp |
| Employer contribution / active EE | $8,023 | $2,931+173.8% | $3,740+114.6% | $2,671+200.4% |
| Participant deferral / active EE | $8,051 | $3,660+120.0% | $4,880+65.0% | $4,126+95.1% |
| Admin fee / account holder | $2,225 | $5,219-57.4% | $6,735-67.0% | $5,651-60.6% |