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| Provider | Service type | Compensation |
|---|---|---|
INDEPENDENT FINANCIAL GROUP LLC1+ years Service code 55 12636 HIGH BLUFF DR STE 100 · SAN DIEGO, CA 92130 | Other Commissions | $12,950 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,875 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,358 | $53,412+20.5% | $68,509-6.1% | $52,331+23.0% |
| Participation rate | 59.0% | 71.7%-12.6pp | 74.7%-15.7pp | 68.1%-9.1pp |
| Annual return | 0.15% | 3.42%-3.3pp | 8.27%-8.1pp | 4.54%-4.4pp |
| Employer contribution / active EE | $276 | $1,607-82.8% | $2,278-87.9% | $1,882-85.3% |
| Participant deferral / active EE | $3,176 | $2,688+18.2% | $3,382-6.1% | $3,022+5.1% |
| Admin fee / account holder | $22 | $461-95.3% | $5,275-99.6% | $592-96.4% |