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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,225 | $98,760-39.0% | $149,715-59.8% | $79,858-24.6% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.5%-10.5pp | 69.6%+2.4pp |
| Annual return | 10.99% | 27.43%-16.4pp | 276.66%-265.7pp | 31.72%-20.7pp |
| Employer contribution / active EE | $4,193 | $3,217+30.3% | $4,645-9.7% | $2,471+69.7% |
| Participant deferral / active EE | $9,222 | $5,681+62.3% | $6,842+34.8% | $3,740+146.6% |
| Admin fee / account holder | $6,866 | $6,053+13.4% | $9,310-26.3% | $5,306+29.4% |