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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,247 | $77,816-40.6% | $123,549-62.6% | $64,181-27.9% |
| Participation rate | 56.3% | 74.7%-18.5pp | 82.3%-26.0pp | 69.6%-13.3pp |
| Annual return | -9.86% | 12.49%-22.3pp | 119.20%-129.1pp | 7.63%-17.5pp |
| Employer contribution / active EE | $3,390 | $3,014+12.5% | $4,628-26.8% | $2,381+42.4% |
| Participant deferral / active EE | $7,283 | $5,240+39.0% | $6,426+13.3% | $3,470+109.9% |
| Admin fee / account holder | $0 | $5,519-100.0% | $9,284-100.0% | $4,887-100.0% |