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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,419 | $181,062-64.4% | $158,223-59.3% | $155,188-58.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.71% | 57.39%-41.7pp | 52.09%-36.4pp | 148.84%-133.1pp |
| Employer contribution / active EE | $2,260 | $4,565-50.5% | $4,109-45.0% | $4,248-46.8% |
| Participant deferral / active EE | $4,134 | $6,134-32.6% | $5,467-24.4% | $6,531-36.7% |
| Admin fee / account holder | $1,786 | $18,825-90.5% | $16,047-88.9% | $14,480-87.7% |