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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $43,430 |
Service code 49 · EIN 52-2114207 | Other Services | $16,644 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,025 | $78,520+21.0% | $96,576-1.6% | $82,448+15.3% |
| Participation rate | 93.8% | 77.7%+16.1pp | 81.4%+12.4pp | 68.1%+25.8pp |
| Annual return | 18.56% | 41.30%-22.7pp | 38.47%-19.9pp | 41.64%-23.1pp |
| Employer contribution / active EE | $6,367 | $2,630+142.1% | $3,553+79.2% | $2,551+149.6% |
| Participant deferral / active EE | $17,486 | $6,754+158.9% | $7,956+119.8% | $4,139+322.4% |
| Admin fee / account holder | $362 | $13,455-97.3% | $11,381-96.8% | $7,234-95.0% |