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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,240 | $54,355-37.0% | $82,744-58.6% | $68,486-50.0% |
| Participation rate | 27.9% | 63.9%-36.0pp | 72.6%-44.6pp | 67.9%-40.0pp |
| Annual return | -16.49% | -13.67%-2.8pp | 702.22%-718.7pp | -7.85%-8.6pp |
| Employer contribution / active EE | $705 | $2,219-68.2% | $3,008-76.6% | $2,597-72.8% |
| Participant deferral / active EE | $1,805 | $3,246-44.4% | $4,395-58.9% | $4,028-55.2% |
| Admin fee / account holder | $2,451 | $4,397-44.3% | $5,325-54.0% | $5,404-54.6% |