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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,644 | $60,119-27.4% | $90,430-51.7% | $79,858-45.3% |
| Participation rate | 17.6% | 65.0%-47.4pp | 72.7%-55.1pp | 69.6%-52.1pp |
| Annual return | 11.78% | 71.94%-60.2pp | 1293.73%-1281.9pp | 31.72%-19.9pp |
| Employer contribution / active EE | $398 | $2,068-80.7% | $3,262-87.8% | $2,471-83.9% |
| Participant deferral / active EE | $1,010 | $2,938-65.6% | $3,963-74.5% | $3,740-73.0% |
| Admin fee / account holder | $1,817 | $3,976-54.3% | $5,613-67.6% | $5,306-65.8% |