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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,549 | $125,190+150.5% | $105,624+196.9% | $145,897+114.9% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 16.77% | 225.22%-208.4pp | 116.20%-99.4pp | 552.29%-535.5pp |
| Employer contribution / active EE | $9,202 | $3,720+147.3% | $3,168+190.5% | $4,663+97.3% |
| Participant deferral / active EE | $5,197 | $5,716-9.1% | $5,013+3.7% | $6,689-22.3% |
| Admin fee / account holder | $2,802 | $17,138-83.6% | $10,961-74.4% | $13,390-79.1% |