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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,549 | $125,237+150.4% | $105,608+196.9% | $145,877+114.9% |
| Participation rate | 90.0% | 77.7%+12.3pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 16.77% | 225.76%-209.0pp | 116.50%-99.7pp | 551.28%-534.5pp |
| Employer contribution / active EE | $9,202 | $3,720+147.3% | $3,167+190.5% | $4,663+97.3% |
| Participant deferral / active EE | $5,197 | $5,711-9.0% | $5,010+3.7% | $6,691-22.3% |
| Admin fee / account holder | $2,802 | $17,287-83.8% | $11,028-74.6% | $13,402-79.1% |