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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,355 | $89,364-25.7% | $141,177-53.0% | $72,983-9.1% |
| Participation rate | 71.8% | 75.1%-3.3pp | 82.5%-10.7pp | 69.5%+2.3pp |
| Annual return | 40.80% | 111.86%-71.1pp | 71.40%-30.6pp | 81.01%-40.2pp |
| Employer contribution / active EE | $2,792 | $3,115-10.4% | $4,736-41.0% | $2,440+14.4% |
| Participant deferral / active EE | $6,038 | $5,419+11.4% | $6,710-10.0% | $3,608+67.4% |
| Admin fee / account holder | $2,929 | $5,959-50.8% | $10,263-71.5% | $5,124-42.8% |