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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,420 | $150,447-63.2% | $136,298-59.3% | $147,586-62.4% |
| Participation rate | 90.5% | 84.4%+6.1pp | 81.9%+8.6pp | 82.8%+7.6pp |
| Annual return | 16.67% | 1049.15%-1032.5pp | 5156.27%-5139.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $4,813 | $5,256-8.4% | $4,696+2.5% | $4,876-1.3% |
| Participant deferral / active EE | $8,371 | $6,631+26.2% | $6,247+34.0% | $5,439+53.9% |
| Admin fee / account holder | $419 | $10,906-96.2% | $9,244-95.5% | $10,886-96.1% |