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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,124 | $167,352-18.1% | $143,788-4.6% | $134,509+1.9% |
| Participation rate | 71.4% | 84.8%-13.4pp | 80.3%-8.9pp | 81.2%-9.8pp |
| Annual return | -17.33% | 0.47%-17.8pp | -0.03%-17.3pp | 418.13%-435.5pp |
| Employer contribution / active EE | $114 | $5,620-98.0% | $4,952-97.7% | $4,741-97.6% |
| Participant deferral / active EE | $7,377 | $6,447+14.4% | $5,638+30.8% | $6,400+15.3% |
| Admin fee / account holder | $1,687 | $18,091-90.7% | $14,675-88.5% | $11,427-85.2% |