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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,456 | $209,428-32.5% | $178,498-20.8% | $158,950-11.0% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 13.88% | 188.78%-174.9pp | 151.09%-137.2pp | 302.91%-289.0pp |
| Employer contribution / active EE | $5,958 | $5,707+4.4% | $5,011+18.9% | $4,762+25.1% |
| Participant deferral / active EE | $23,719 | $5,955+298.3% | $5,202+355.9% | $5,983+296.5% |
| Admin fee / account holder | $1,359 | $17,077-92.0% | $13,985-90.3% | $11,248-87.9% |