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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,727 | $175,231-67.1% | $149,696-61.4% | $139,466-58.6% |
| Participation rate | 76.9% | 83.4%-6.5pp | 78.8%-1.9pp | 80.3%-3.4pp |
| Annual return | 15.39% | 166.77%-151.4pp | 134.46%-119.1pp | 373.66%-358.3pp |
| Employer contribution / active EE | $2,271 | $5,478-58.6% | $4,821-52.9% | $4,754-52.2% |
| Participant deferral / active EE | $5,653 | $6,521-13.3% | $5,682-0.5% | $6,712-15.8% |
| Admin fee / account holder | $615 | $16,155-96.2% | $13,212-95.3% | $11,409-94.6% |