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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,383 | $198,457-65.0% | $170,435-59.3% | $147,586-53.0% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 15.04% | 257.30%-242.3pp | 205.94%-190.9pp | 578.59%-563.6pp |
| Employer contribution / active EE | $2,084 | $6,183-66.3% | $5,432-61.6% | $4,876-57.3% |
| Participant deferral / active EE | $5,764 | $5,629+2.4% | $4,939+16.7% | $5,439+6.0% |
| Admin fee / account holder | $3,054 | $16,852-81.9% | $13,881-78.0% | $10,886-71.9% |