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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,403 | $202,342-79.5% | $172,753-76.0% | $152,909-72.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.00% | 1029.88%-1011.9pp | 803.00%-785.0pp | 345.46%-327.5pp |
| Employer contribution / active EE | $2,815 | $5,857-51.9% | $5,144-45.3% | $4,764-40.9% |
| Participant deferral / active EE | $7,062 | $5,948+18.7% | $5,198+35.9% | $5,851+20.7% |
| Admin fee / account holder | $44,045 | $17,112+157.4% | $13,956+215.6% | $11,601+279.7% |