| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $7,602 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,429 | $80,354-73.3% | $133,975-84.0% | $63,975-66.5% |
| Participation rate | 51.2% | 87.5%-36.3pp | 87.1%-35.8pp | 71.1%-19.9pp |
| Annual return | 130.58% | 13.11%+117.5pp | 29.29%+101.3pp | 48.65%+81.9pp |
| Employer contribution / active EE | $545 | $3,503-84.4% | $5,211-89.5% | $2,182-75.0% |
| Participant deferral / active EE | $3,490 | $5,239-33.4% | $6,282-44.4% | $3,356+4.0% |
| Admin fee / account holder | $5 | $69-92.5% | $9,324-99.9% | $70-92.6% |