| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $4,727 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,349 | $68,413-60.0% | $123,105-77.8% | $55,191-50.4% |
| Participation rate | 34.4% | 84.5%-50.1pp | 86.8%-52.4pp | 69.2%-34.8pp |
| Annual return | 21.01% | 6.30%+14.7pp | 13.22%+7.8pp | 10.78%+10.2pp |
| Employer contribution / active EE | $527 | $3,050-82.7% | $5,151-89.8% | $1,899-72.2% |
| Participant deferral / active EE | $2,844 | $4,490-36.7% | $6,229-54.3% | $3,046-6.6% |
| Admin fee / account holder | $13 | $88-84.8% | $9,014-99.9% | $91-85.3% |