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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,532 | $150,442-84.4% | $136,295-82.7% | $147,585-84.1% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 17.52% | 1049.09%-1031.6pp | 5155.97%-5138.5pp | 578.56%-561.0pp |
| Employer contribution / active EE | $2,054 | $5,256-60.9% | $4,695-56.3% | $4,876-57.9% |
| Participant deferral / active EE | $2,854 | $6,630-57.0% | $6,247-54.3% | $5,439-47.5% |
| Admin fee / account holder | $22 | $10,905-99.8% | $9,243-99.8% | $10,885-99.8% |