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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,508 | $176,105-60.0% | $159,474-55.8% | $167,536-57.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.59% | 331.91%-314.3pp | 263.68%-246.1pp | 478.82%-461.2pp |
| Employer contribution / active EE | $6,464 | $5,299+22.0% | $4,831+33.8% | $4,839+33.6% |
| Participant deferral / active EE | $9,701 | $7,751+25.2% | $7,353+31.9% | $6,342+53.0% |
| Admin fee / account holder | $328 | $12,559-97.4% | $10,802-97.0% | $12,315-97.3% |