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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,029 | $49,896+144.6% | $80,627+51.4% | $75,173+62.3% |
| Participation rate | 20.9% | 55.3%-34.4pp | 67.0%-46.1pp | 67.2%-46.3pp |
| Annual return | 21.60% | 34.67%-13.1pp | 936.76%-915.2pp | 160.72%-139.1pp |
| Employer contribution / active EE | $317 | $1,699-81.3% | $2,723-88.4% | $2,671-88.1% |
| Participant deferral / active EE | $2,244 | $2,992-25.0% | $4,443-49.5% | $4,126-45.6% |
| Admin fee / account holder | $24 | $3,578-99.3% | $5,381-99.6% | $5,651-99.6% |