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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,573 | $93,098+9.1% | $77,081+31.8% | $134,509-24.5% |
| Participation rate | 44.4% | 74.5%-30.0pp | 67.9%-23.5pp | 81.2%-36.8pp |
| Annual return | -17.82% | 62.63%-80.5pp | 42.33%-60.1pp | 418.13%-436.0pp |
| Employer contribution / active EE | $752 | $3,419-78.0% | $2,813-73.3% | $4,741-84.1% |
| Participant deferral / active EE | $7,729 | $5,239+47.5% | $4,428+74.6% | $6,400+20.8% |
| Admin fee / account holder | $0 | $6,945-100.0% | $5,427-100.0% | $11,427-100.0% |