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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,410 | $165,399-65.9% | $149,745-62.3% | $158,982-64.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.05% | 348.34%-342.3pp | 276.72%-270.7pp | 302.99%-296.9pp |
| Employer contribution / active EE | $7,984 | $5,105+56.4% | $4,646+71.9% | $4,763+67.6% |
| Participant deferral / active EE | $9,100 | $7,183+26.7% | $6,843+33.0% | $5,983+52.1% |
| Admin fee / account holder | $245,035 | $10,811+2166.5% | $9,312+2531.5% | $11,252+2077.8% |