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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,948 | $176,120-80.2% | $159,487-78.1% | $167,553-79.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.37% | 331.95%-326.6pp | 263.71%-258.3pp | 478.89%-473.5pp |
| Employer contribution / active EE | $9,811 | $5,299+85.1% | $4,831+103.1% | $4,840+102.7% |
| Participant deferral / active EE | $5,200 | $7,752-32.9% | $7,354-29.3% | $6,343-18.0% |
| Admin fee / account holder | $27,599 | $12,561+119.7% | $10,804+155.5% | $12,316+124.1% |